The Atlantic County Improvement Authority

Atlantic County Improvement Authority
5909 Main Street
2nd Floor
Mays Landing, NJ 08330
609-645-5813 (FAX)

Subordination Qualification Application

Atlantic County Housing Rehabilitation Program

The Office of Community Development administers several grants for Atlantic County and various Municipalities for housing rehabilitation for very low and low income home owners.  The Housing Rehabilitation Program can address all basic rehabilitation needs of a home, meaning plumbing, heating, electric and roof, plus windows, doors, insulation and exterior repair and painting.

The Conditions of Eligibility for Rehabilitation
In order to qualify for deferred loans under the Program, applicants must be the property owner and occupant, meet the income criteria as described below, have the home properly insured and have the Municipal property taxes paid up to the current quarter.  An inspector from the Office of Community Development will complete a property inspection and advise you as to which improvements the Program can finance.  A deferred loan has one payment at time of sale of the home, or transfer of title.

LOW  INCOME: 100% INTEREST FREE DEFERRED LOAN - To qualify for a 100% interest free deferred loan, a household's income cannot exceed 80% of the Median Income for Atlantic County in accordance with HUD published Section 8 Income Guidelines as follows.

# of Household  Members  
1 Person.  


2 Persons  


3 Persons   $49,400
4 Persons   $54,850
5 Persons   $59,250
6 Persons  


7 Persons   $68,050
8 Persons  


If there are any questions please do not hesitate to call Joseph J. Giralo, Program Administrator at 609-645-5838 at extension 5606 Monday through Friday 8:00 a.m. to 3:00 p.m.

Revised August, 2010


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